Private Mortgage Investments:
A Defensive Anchor for Investor Portfolios
CMI delivers income-generating, asset-backed mortgage investment solutions designed to boost portfolio diversification, stability, and return potential. CMI delivers income-generating, real estate-backed mortgage investments designed to enhance portfolio diversification, stability, and performance.
About CMI Financial Group
CMI Financial Group is one of Canada’s largest private residential mortgage lenders. Since 2008, tighter bank lending has left many qualified borrowers without access to traditional financing. CMI bridges that gap—funding flexible, high-quality mortgages and creating compelling investment opportunities for investors.
Mortgage Investing Made Easy
In today’s unpredictable markets, advisors need solutions that protect wealth without limiting opportunity. CMI MIC Funds offers diversified, professionally managed mortgage pools with consistent, uncorrelated returns—serving as a defensive anchor for client portfolios.
Structured to help you meet the needs of investors across a range of risk and return profiles, CMI’s MIC funds offer choice, transparency, and performance.
LTV Average less than 65%
Targeted Annual Return of 6 – 8%*
Investor Risk Profile: Conservative
LTV Average less than 75%
Targeted Annual Return of 8 – 9%*
Investor Risk Profile: Moderate
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✓ Defensive Income: Mortgage investments backed by tangible, inflation-resilient real estate provide predictable monthly distributions, uncorrelated with public markets, helping portfolios weather volatility.
✓ Disciplined Risk Management: Conservative loan-to-value limits, province- and lien-priority caps, and real-time portfolio monitoring have contributed to a sub-1% historical loss rate.
✓ Turnkey Integration: Streamlined portfolio structure simplifies reporting and administration, offering a plug-and-play solution that complements broader wealth strategies.
✓ Tax-Advantaged Growth: Eligible for registered accounts including TFSA, RRSP, and RRIF, with an optional Dividend Reinvestment Plan (DRIP) to support compound growth.
Nationwide Scale
Extensive broker network provides consistent access to high-quality mortgage opportunities across Canada.
Transparent In-house Administration
Fully integrated operations streamline oversight, minimize costs, and enhance investor returns.
Proven Track Record
Over a decade of experience with $1B+ in mortgage assets under management.
